Americans lie down as 9-5 jobs can’t cover rising costs
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A typical 9-to-5 job doesn’t cut it for many Americans. Because living expenses continue to increase.
Even full-time people Field career, They look to side jobs to cover bills, such as real estate and technology, and to achieve their goals.
“We are surged by how people are sideways as a way to build financial stability in these uncertain economies,” Kira Caban, flexible work expert and Instawork’s communications director, told Fox Business.
Kaban said the younger generation is driving this trend with Instawork, which connects businesses with temporary workers and full-time workers.
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Two years ago, about 20% of new sign-ups were between the ages of 18 and 24. According to Bag, it jumped to 40% in the last few weeks.
“For many, flexible work helps them to cover the rising costs of daily essentials and give them a financial breathing room to enjoy something like summer vacation without taking advantage of the savings they may want. I’ll save it for the economy The uncertainty continues,” Kaban added.
A survey of the tree lent in March showed that 40% of Americans have side hustles as their cost of living increases. Most of them say that around 61% of people who have one person say their life is uncontrollable without it.
“The sad truth is that life in 2025 is crazy and for many people, their 9-on-5 job isn’t enough to make them feel comfortable,” Matt Schultz, chief credit analyst at Lendingtree, told Fox Business.

Jenny Turley of Chattanooga, Tennessee sells her quilts sideways. (Tarley Family)
About a third of side hustlers say they have one for the cost of living, while 29% say they need money for the bill, and 28% say they are being used for discretionary income. When asked what drivers were to start the h fuss on their side, almost half of them said the current economy.
“Even if people can pay their bills and keep their debts up to date, we can still continue to pay emergency funds, retirement savings, Other financial goalsmuch less towards fun things like concert tickets and summer holidays,” he added.
According to Schultz, the additional benefit of side hustles is that people can build emergency savings, pay off their debts and work towards long-term financial goals. He added that they could also provide a safety net in case the main source of income is gone.
Jenny Turley, a real estate agent in Chattanooga, Tennessee, found herself doing three jobs at some point in her life. Quilting was something that helped her fight her stress when things were chaotic at work.

Dani Maczynski works full-time in technology, but also has a pet care business. (Maczynski family)
In 2021, after Tarley’s husband suffered a stroke, she used her skills to bring in extra cash.
“The weight of the world was on my shoulders because we were perfect overnight. After he got home from the hospital, I was worried every day, stressing how we would keep us moving,” she said.
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“I started to spend every night after work in the sewing room, straightened my mind and not worrying about it, and at that point I was truly sane and I was in my mind to go to the worst possible places.
She donated several people to other stroke patients at Siskin Hospital in 2021, and by the following year she had sold them. Her business has spread through Nextdoor’s word of mouth. This is a hyper-local social networking service for your neighborhood.
Dani McZinski, a tech worker based in New Jersey, felt compelled to take another gig, paying for life and saving her future.

Many full-time experts turn to side jobs to help them achieve their goals. (istock / istock)
When she’s not working, Maczynski walks her dog every week for a small number of clients, or when she comes to her home, or when she goes to her owner’s home, she also offers overnight boarding services several times a month.
“It really empowers me to shift my mindset to see all the dollars as a tool for long-term growth,” Maczynski said. “What started out as a short-term side’s huff has become part of a bigger financial strategy, and that’s what I’m going to continue to build.”
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Still, Schultz points out that side hustles are not a miraculous cure, and in many cases, actual financial investments are required and there is no guarantee that they will succeed.
“None of this means people should move away from sideways. That means people need to open their eyes wide and understand what’s involved,” he said.