“There’s this phrase that drives me to be insane.”

Economic personality Ramit Seti For decades, I’ve helped people navigate their finances. His book, “I Will Teach You Rich,” helped him insist on the spotlight and reach millions of people in the process.

Seti wasn’t afraid to share a hot take. But he recently Unleashing common proverbs It has dominated the personal finance industry in recent years.

“This phrase drives me crazy,” Seti explained in a recent Tiktok.

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Seti talks about how people say that personal finances are personal. He doesn’t like proverbs and explains how it can make personal finances more difficult than necessary.

Seti tears the phrase saying you’re not a special snowflake. Personal finances include personal goals and challenges, but many people have the same goals and challenges.

If you want to save money for a down payment while budgeting your expenses, you are not alone. Also, if you are considering climbing a corporate ladder, you may be able to invest more money into your portfolio each month. Buying and rental decisions are another common issue that many people debate. It’s not just you.

Seti explains that this perspective can reduce stress when it comes to personal finances. It’s easy to see what others are doing in similar situations and assess the pros and cons of each financial decision that comes along your path.

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Seti believes that “personal finances are not personal” and that “most people should not say that “most people are almost the same.” When you realize that most people are almost the same, you don’t need personalized advice.

Instead of seeking personalized advice, you can accept advice that has worked well for others and apply it to your life. Some Reddit posts and communities are great for measuring people’s thoughts about money.

Seeing others talking about their experiences can also motivate you. With someone living in their car, they can hear stories about how their kids could be seemingly rewarding before going to college. People endure a variety of challenges, achieve important personal finance goals, and some of these same people share what they have worked on sites like Reddit, along with their entire experience.