Wildfire victims were irritated by the fair plan


Total insured losses from Southern California The wildfires earlier this year are estimated at $45 billion.

People in the Pacific Ocean’s Pallisard are getting frustrated as they try to recover physically and mentally from the catastrophic wildfires of January.

That is especially true for some families who are forced to California Fair Plan As a last resort after the original provider drops them.

A man walks between burned houses

James Borrow filed his claim the day after the Palisade fire burned down his home. (Sunny Tsai/FoxBusiness)

And more With a more limited policysome say they still don’t get the help they need.

“I call them every day, and sometimes you don’t go through, sometimes you don’t. I think I went for 45 days just going to voicemail every time,” said James Borrow, homeowner of Pacific Parisades.

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This is a reality for some homeowners with fair plans.

“They sent me a check that was lost in the mail. They sent wires that didn’t actually pass,” Borrow said.

State Farm dropped its Jamesborough homeowner’s insurance in December. A month later, January 7th Palisades are fired He burned his house to the ground.

Rub and green pool from wildfires

Borow says he calls representatives of Fairplans every day. (Sunny Tsai/FoxBusiness)

And he filed a claim immediately, but the results have not yet been changed.

“Ninety days later, I’m still fighting them… I’ve now come to the conclusion that I have to fight them for the next three years,” Borrow said.

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Insurance Industry Group As insurers write and update policies over the years, the need for fair planning has increased over the years. But a fair plan cannot afford to pay everyone’s claims.

“As we saw recently in the Los Angeles wildfires, there was actually a lack of fair plans that gave us a billion valuation that had to cover it so that fair insurance companies could pay claims from fair plans.”

And it’s not just people who have lost their homes that struggle to get help.

“We have five Paris Sadians in our family, four homes lost, our home is still standing, but we are in a difficult situation too,” said Andy Sands, homeowner of Pacific Palisades.

I burned my car in front of the house

Andy Sands’ home is still standing after the Palisade. (Andy Sands/Foxviews)

Andy Sands’ home is still standing, but he also says he’s getting a run round.

“Ash, ashes, God knows what else, but it has penetrated the house, not just the doors and windows. And the house smells bad. It’s totally toxic. You can’t go there without a mask,” Sands said.

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State Farm also dropped the Suns coverage last year, forcing him to be on the fair plan.

Andy Sands says that a fair plan hasn’t helped his family with smoke damage. (Andy Sands/Foxviews)

His home was damaged by smoke in the fire, but fair plan agents told him they wouldn’t cover the damage caused by smoke.

“They provided 2,800 US dollars to Hydroxyl, which is to remove the smell of smoke from the house. Still, we are responsible for the $10,000 deductible deduction,” Sands said.

After bouncing off multiple fairplan agents, the Suns resorted to hiring their own insurance adjusters.

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“We have huge wildfires that have devastated the entire community. They’re not just painting, they’re not seals, they’re anything else? Just clean it. It’s absolutely ridiculous and you can’t do it.

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Knuth also says that the fair plan only supports rent for two months at a time, but currently does not cover testing to see if chemicals still exist in these homes.

Fox reached out to representatives of Fairplan, but said they could not comment at this time.

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